About us
About Forwardfy Capital: Small-Business Funding, Built on Trust
We arrange working capital from $10,000 to $6 million, often the same day, for owners who can’t wait on a bank, with real U.S.-based experts at every step.
Our Mission: Invest in the Future, Not Just Fund the Present
Forwardfy Capital is a Brooklyn-based business funding firm, started on a simple observation: banks move too slowly for the way real businesses actually run. A contractor covering payroll between draws, a restaurant replacing equipment mid-season, a retailer stocking up ahead of the holidays. These owners don’t have sixty days to wait on a loan committee, and a credit score from one hard year shouldn’t outweigh a great one.
We built the alternative. Working capital from $10,000 up to $6 million, often funded the same day, with a three-minute application, offers explained by real U.S.-based experts, and funding partners whose underwriting reads your business’s present, not just its past. Helping enterprises overcome economic challenges isn’t a department here; it’s the whole company.
More than three years in, that’s still exactly how we work. Every file is reviewed by a person, not a portal. We tell you what you qualify for, what it costs, and when the money lands, in plain English, before you sign anything. And if a deal doesn’t make sense for your business, we’ll tell you that too.
How We Work
Forwardfy Capital LLC is a business financing broker, not a lender or bank. We arrange funding from $10,000 up to $6 million through a vetted network of funding partners, which is exactly why we move fast: one application, no effect on your credit score to check, and offers within hours instead of one bank’s yes-or-no in weeks. Your advisor walks you through every figure before you sign, and if a product isn’t the right fit for your cash flow, we say so.
Company at a Glance
- Legal name: Forwardfy Capital LLC, a business financing broker, not a lender or bank
- Headquarters: 1400 Ave Z, Suite 409, Brooklyn, NY 11235, serving small and mid-sized businesses across the United States
- Track record: more than three years arranging fast working capital, with every file reviewed by a person
- Funding arranged: $10,000 up to $6 million through our funding partner network
- Phone: (855) 393-7449, Monday – Friday, 9:00 a.m. – 8:00 p.m. ET
What We Stand On
Camaraderie
We win when you win. Your advisor is a teammate through funding day and long after it.
Honesty
Every figure explained before you sign. Transparent offers, plain English, no surprises.
Mutual Growth
The ambition of our clients and our people is the engine of everything we improve.
A Team Built for Small Business
Our professionals bring together expertise across lending, underwriting, and the industries we serve (construction, HVAC, healthcare) with forward-thinking leadership committed to making business financing more accessible and transparent nationwide. When you call (855) 393-7449, you reach a real person in the U.S. who can actually move your file, Monday – Friday, 9:00 a.m. – 8:00 p.m. ET.
We’re a small team by design. When you work with Forwardfy, you get a direct line to the person handling your file, the same person who picks up six months later when you’re ready for a renewal. No call centers, no starting over with a new rep.
Our Leadership
Our leadership team works directly with every merchant we serve: no hand-offs to a call center.
Charlie Cook
Director of Business
Charlie leads business development and merchant relationships, guiding business owners from application through same-day funding.
charlie@forwardfy.com
(855) 393-7449 ext. 114 · Direct: (917) 819-6189
Kyle Ellison
Senior Account Manager
Kyle oversees client accounts and lender partnerships, working directly with business owners to structure fast, straightforward working capital.
kyle@forwardfy.com
(855) 393-7449 ext. 103
Gabi Reid
Account Manager
Gabi manages client accounts and renewals, supporting merchants from their first funding through every stage after. Clients agree: “Gabi was fantastic!” is a direct quote from a Trustpilot review.
David Kay
Funding Specialist
David works with business owners on new funding applications, matching each merchant with the right program and funding partner.
Our success runs on our clients’ success: the businesses we work with come back, refer their neighbors, and keep growing. That’s the whole business model. Don’t just take our word for it: read our clients’ success stories to see how that approach plays out when funding day arrives. And if you’re a broker, accountant, or ISO who refers business owners, our partner program was built for you.
What We Offer
- Working capital: liquidity for operations and growth, often funded the same day
- Business lines of credit: flexible capital on standby
- Capital for bad credit: underwriting that looks forward
- Funding for women-owned businesses: a complete guide and fast options
- Invoice factoring, merchant cash advances, and term loans matched to your cash flow
About Forwardfy: Quick Answers
Is Forwardfy Capital a direct lender?
No. Forwardfy Capital LLC is a business financing broker, not a lender or bank. We arrange funding from $10,000 up to $6 million through a vetted network of funding partners, and your advisor walks you through every figure before you sign. See how the products stack up on our funding comparison page.
Does checking my funding options affect my credit?
No. The online application takes under 3 minutes. Checking your options has no effect on your personal credit score; any soft credit pull happens only if you choose to move forward. A hard credit check before final funding is done only with your permission, and we tell you first.
How fast can Forwardfy fund my business?
Offers typically arrive within hours of applying. Once you accept, usually after uploading your last 4 months of business bank statements, funding is initiated, often the same day, depending on your bank and the product you choose.
How do I reach a real person at Forwardfy Capital?
Call (855) 393-7449, Monday–Friday, 9 a.m.–8 p.m. ET. You'll reach a U.S.-based funding advisor who can actually move your file, not a phone tree. You can also send a message through our contact page.
Where is Forwardfy Capital located?
Forwardfy Capital LLC is a Brooklyn-based business funding firm serving small and mid-sized businesses across the United States. There's no office visit required. The application is fully online and your advisor is a phone call away at (855) 393-7449.
Let’s Move Your Business Forward
See what having a funding advisor in your corner feels like.
Checking your options has no effect on your credit score · Monday – Friday, 9:00 a.m. – 8:00 p.m. ET